How to Protect Money from Child Support: 11 Tactics to Decrease

How to protect money from child support? There are no ways to deny child support, but there are ways to protect your money from being subject to child support. Child support is an essential legal obligation for parents to provide financial assistance for their children. It can be a difficult and emotionally charged situation, but it’s also important that you take steps to protect yourself financially from child support payments.

Taking the right precautions can help ensure that your money remains safe and secure in case of a dispute or other issues related to child support. In this article, we’ll discuss some of the best ways to protect your money from being used as part of a court-mandated child support agreement.

In this blog post, I will discuss 11 tactics you can use to decrease the money you have to pay for child support. Keep reading for more information!

how to protect money from child support

How to Protect Money from Child Support: 11 Tactics to Decrease

I already told you there is no way to fully protect your money from child support, even by a prenup. But you can try to reduce  the amount of money taken from you by following these tactics:

1. Negotiate with your ex-partner:

If you and your ex-partner can agree on how much child support will be paid, it could save you money in the long run. This is a good option if both parties can compromise easily.

Also, if you can agree on how the money will be spent and how it will benefit your child, that could help reduce the amount of child support you must pay.

2. Set up a trust fund::

Setting up a trust fund can help protect your assets from being taken by Child Support Enforcement (CSE). Sometimes, the court may order you to transfer some of your assets into a trust fund for your child’s benefit.

It’s important to note that trust funds will not protect you from all child support obligations and may only provide temporary relief. But it can still be an effective way to shield some of your assets from being taken by CSE.

3. Appeal your order:

If you feel that the amount of money that is being requested for child support is unfair, then you can appeal the order. This could involve several steps, such as submitting financial documents and filling out paperwork.

Appealing your order can take a long time and be expensive, so it might not be the best choice for everyone. Consider all the pros and cons before deciding how to proceed with this tactic.

4. Invest wisely:

If you can invest your money wisely, it could decrease how much you have to pay for child support. Investing in stocks, mutual funds, and other investments can be a great way to build wealth over time and reduce how much you pay each month.

Investing wisely also means considering how much risk you are comfortable taking. If you are uncertain how to do this, consult a financial advisor who can help guide you through the process.

5. Make sure the court has accurate information:

As you can’t refuse child support, you can try your best to pay as little as possible. Another way to protect money from child support is to make sure the court has accurate information about how much money you are making.

The court must know how much your income is to correctly calculate how much should be paid in child support each month. If your income changes or you find yourself in a new job, ensure the court is notified as soon as possible.

6. Get a second job:

If you can take on an additional job, this can reduce your monthly child support payments. Having multiple sources of income can make it easier to manage your expenses.

However, remember that taking on a second job can be pretty demanding and take away from the time you have to spend with your children. Make sure you weigh all of the pros and cons before making this decision.

7. Negotiate how often you have to pay:

If you can come to an agreement with your ex-partner, it may be possible to negotiate how often you have to pay child support. For instance, some parents agree to make monthly payments, while others prefer bi-weekly or weekly payments.

If you negotiate the payment plan, you can make smaller payments more often and owe less money in total.

8. Talk to an attorney:

If you are uncertain how to protect money from child support, consulting with an attorney is a great way to get advice on approaching your situation. An attorney will be able to review your case and provide you with the best options for proceeding.

Select an experienced attorney who understands how child support works in your state. Getting advice from someone who is knowledgeable about how to protect money from child support can be very beneficial in helping you make the right decisions.

9. Get a court-ordered review:

If you believe you are overpaying in child support, getting a court-ordered review of your payment amount may be possible. This would consider an assessment of both your financial situation and how much money your partner is making. If the court finds that there has been a significant change in either area, they may agree to lower the amount of child support payments.

However, this tactic is only sometimes successful, as the court will ultimately decide how much money should be paid.

10. Consult a financial advisor:

Another way to protect money from child support is to consult a financial advisor. Financial advisors can help you find ways to save money and invest your funds more wisely to reduce the amount of child support you pay each month.

They can also advise on budgeting for upcoming payments and managing debt. Consulting a financial advisor can be a great way to get the help and guidance you need to make smart money decisions.

11. File for bankruptcy:

How to avoid paying child support legally?

Filing for bankruptcy may be an excellent legal option if you struggle to make your child support payments. You don’t need to pay any child support in terms of bankruptcy. Although this won’t be a permanent solution, it may give you some relief in a short time.

Always speak to a lawyer beforehand to ensure it is the best decision for your circumstances. Many may use this tactic as one of the child support loopholes.

I think you should watch this video to learn more about how to avoid paying child support legally:

Detailed Related to How to Protect Money from Child Support

Is there a way around paying child support?

No, there is no way around paying child support. Child support payments are court-ordered and must be paid in full, on time, as required by the order. Depending on the situation, failure to pay child support can result in serious penalties such as contempt of court, wage garnishment, tax refund interception, seizure of assets, and even jail time. 

However, suppose you cannot make payments due to extenuating circumstances like a job loss or medical issue. In that case, you may be able to modify your current agreement with the other parent or file a petition for modification with the court. 

This will help you to adjust the payment schedule, amount, or frequency of payments. Both parties can also agree to try voluntary dispute resolution methods such as mediation or arbitration. Ultimately, it’s essential to speak with a legal professional and consider all available options before deciding on how to proceed with child support.

Can parents agree to no child support in Tennessee?

In Tennessee, parents can agree to no child support in certain situations. However, the agreement must be approved by a court and is only permissible if both parents are in agreement. All legal implications of such an agreement must be clarified with a licensed attorney before entering it.

Child support laws in Tennessee ensure that the child’s best interests are served, so all parties must understand their responsibilities before deciding to waive them entirely. If done correctly, absolving oneself of financial responsibility can benefit both the parent and the child in pursuing a more harmonious future.

What is the new child support law in Ohio?

The Ohio legislature recently passed a new law impacting how divorcing parents handle child support. This law has increased the maximum amount of time for court-ordered child support to extend past the age of 18, depending on particular circumstances.

As another critical change, it stipulates that retroactive child support payments can be ordered if deemed necessary by a judge and applies to cases where the parents were never married.

Also, income from both sources (gross and imputed) will now be used in determining child support. The value of employer-provided services and perks is included in an employee’s imputed income. Some adults with incomes below 116% of the federal poverty threshold may now have their child support obligations reduced thanks to a new “self-sufficiency reserve.”

The last noteworthy provision of this law provides more consistent guidelines for determining high-income earners’ child support payments.

These reforms create an updated system to ensure Ohio families and courts continue to provide fair treatment of minor children in formerly intact relationships.

Is child support mandatory in Washington state?

Washington state proudly provides a means to secure the well-being of children by protecting their financial security. Whereas many states urge but do not require parents to provide financial support to their children, Washington mandates that parents fulfil this obligation.

The courts consider various factors when determining the amount of support payments parents must make, such as the income and assets of both parties and each parent’s parenting time with the child.

With studies showing that children benefit from both parties’ consistent influence, child support in Washington even helps to ensure that kids can enjoy time with both parents.

Ultimately, those responsible for providing financial stability for its residents starting at their earliest stages receive no better solution than mandatory child support in Washington state.

How to hide income from child support?

Hiding income from child support is not uncommon among some parents, as they may feel they cannot pay the amount that was determined. Unfortunately, attempting to avoid this responsibility is illegal in almost all states and can have serious consequences if caught.

Some might try to misrepresent their actual earnings by doctoring financial documents or switching to cash-only transactions to hide income. These actions can lead to both civil and criminal charges for fraud and could even result in jail time in addition to unpaid child support.

People who are trying to hide income for child support must understand the possible penalties.

How to protect your business from child support?

Any responsible business owner must take the necessary steps to protect their business from child support charges. Numerous options are available to ensure that you are taking all the appropriate measures, from maintaining accurate records of individual income and deductions to ensuring that all wages are paid to abide by federal and state laws.

Knowing the risks involved with running a small business can help you anticipate, understand, and effectively safeguard against potential liability for child support.

Furthermore, you should enlist the services of an experienced lawyer or accountant who understands how to structure your business to ensure complete protection from these types of unexpected financial burdens. Taking proactive steps now will help prevent major headaches and costly consequences.

How to avoid child support in fl

How much back child support is a felony in Indiana?

In Indiana, owing more than $15,000 in back child support is a felony. This applies to the total amount of unpaid child support regardless of when it was ordered or how much the payments were for. 

If you owe more than $15,000 in overdue payments, you may be charged with a Level 6 felony and face up to two and a half years in prison and fines up to $10,000. The court may also order you to pay the total amount of overdue child support as part of your criminal sentence. Failure to pay back child support can result in wage garnishment and cancellation or suspension of your passport or driver’s license.

Can child support be taken from a corporation?

Yes, child support can be taken from a corporation. The court will most likely issue an order to garnish wages and other payments due to the responsible party. The responsible party may be a corporate entity or an individual. Depending on state law, courts can garnish funds from accounts receivable and cash deposits of a corporation. It is essential to check the laws of your state to understand if and how child support can be taken from a corporation.

Corporations may sometimes need more funds to meet their obligation for child support payments. In this instance, it may be possible for the court or state agency responsible for collecting child support to take other options, such as attaching company-owned assets or pursuing a claim against a corporate officer. Depending on the law of your state, it may be possible to hold the responsible party (individual or entity) personally liable for any unpaid child support.

Can US child support be enforced in another country? 

Seeking a child support order in the United States can be complicated enough for single parents, but what happens when one parent moves abroad or has immigrated to another country?

Depending on where the other parent resides, the order may be enforceable. You will need a child support order issued by a court in the United States before you can begin the process of enforcing the order.

In most cases, an international agreement exists that allows another country to recognize and enforce US child support orders. However, these agreements differ between countries, with some having stricter parameters than others regarding enforcing foreign child support orders.

Here is the list of those countries that have signed the Hague Convention on the International Recovery of Child Support and Other Forms of Family Maintenance: Australia, Austria, Canada, Czech Republic, El Salvador, Finland, France, Germany, Hungary, Ireland, Israel, Netherlands, Norway, Poland, Portugal, Slovak Republic, Sweden, Switzerland, United Kingdom.

In other countries, US child support laws are only sometimes enforceable outside the US. But upon the request of a US state’s Child Support Enforcement Agency, the foreign government may send help if it feels financially responsible for citizens who do not pay their child support.

It is recommended to consult with an experienced attorney and contact your local child support enforcement agency to learn more about how you can enforce your child support order in another country.

What if the parent moves to another state? There is no relief from the obligation to pay child support just because the supporting parent has relocated to a different US state. Because of the UIFSA (Uniform Interstate Family Support Act), child support orders issued in one state will follow a parent across state borders.


Managing how much money you owe in child support can be complicated and intimidating. However, several tactics can help protect your funds and reduce your monthly payments. From negotiating how often payments are made to consulting a financial advisor, there are many ways to approach this situation.

Additionally, consider how each tactic will affect how much time you have with your children and how it will impact your finances in the long run. By taking the time to weigh all the pros and cons, you can ensure that you find a solution that works best for you and your ex-partner.

About Shakir Ahmed

Head of the editorial team. I hold a Bachelor of Laws (LL.B) from UoL. Written hundreds of articles on divorce, child custody, employment and other human rights law topics for blogs and websites worldwide. Worked 6 years as a relationship development trainer. For any communication regarding any legal matter, please feel free to email me at

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